Required Documents to Acquire a Loan in 2011

• Copy of most recent two (2) years W-2 statements
• Copy of pay stubs covering the last (30) thirty days
• Copy of most recent monthly bank statements
• Copy of most recent statements on 401K, IRA, or Mutual Fund Accounts
• Copy of most recent brokerage statement for any stocks, bonds or certificates of deposits (or copies of actual certificate) 
• Copy of the purchase agreement
• If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
• If divorced…a fully executed divorce decree
• For a refinance...a copy of the mortgage deed, and most recent property tax statement

• For self employed borrowers, employed in sales, paid by commission, or owns rental real estate: two (2) years signed personal tax returns - including all schedules.  If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet